Effective September 24, 2021

Certificates of Deposit**

Minimum to OpenInterest RateAPY
90 Day$1,0000.03%0.03%
6 Month$1,0000.06%0.06%
12 Month$1,0000.12%0.12%
18 Month$1,0000.25%0.25%
24 Month$1,0000.30%0.30%
36 Month$1,0000.40%0.40%
48 Month$1,0000.50%0.50%
60 Month$1,0000.60%0.60%
84 Month$1,0000.65%0.65%
Savings*

Minimum to OpenInterest RateAPY
Business Savings$1000.01%0.01%
Business Money Market*
BalanceMinimum to OpenInterest RateAPY
$0.01 - $9,999.99$2,5000.01%0.01%
$10,000 - $99,999.99$2,5000.02%0.02%
$100,000 - $249,999.99$2,5000.03%0.03%
$250,000 +$2,5000.05%0.05%
Business/Nonprofit Interest Checking*
BalanceMinimum to OpenInterest RateAPY
Business/Nonprofit Interest Checking$1000.01%0.01%
IOLTA/IBRETA*
BalanceMinimum to OpenInterest RateAPY
$0.01 - $1,219,999.99$1000.01%0.01%
$1,220,000.00 and more$1000.05%0.05%

APY: Annual Percentage Yield

*The interest rate and APY may change after account opening. The minimum balance required to obtain the APY is $0.01. Fees could reduce earnings.

**A penalty will be imposed for early withdrawal from a CD or IRA CD. The minimum balance required to obtain the APY is 0.01.