Checking Account Solutions

At Monona Bank, we understand that your business accounts are a critical element to your company's success. We can help you determine what will or what won't work best for you. Below is an overview of the business checking accounts we offer. For more detailed information on options available to you, please feel free to contact any one of our business associates and let them know your specific needs. We're here to assist you!


Checking Account Options:


True Business Checking

  • No minimum balance requirement
  • Unlimited items (Debit and Credit)
  • Business Online Banking
  • Unlimited Bill Pay
  • Mobile Banking with up to 40 mobile deposits per month
  • QuickBooks Integration
  • Business credit and debit card with ScoreCard® Rewards on all eligible signature purchases

True Business Checking Plus

  • All the great features of True Business Checking with the ability to add Cash Management Products including:
    • ACH Origination
    • Remote Deposit Capture
    • Fraud Protection Products

Commercial Checking

  • Best for businesses with higher monthly transaction volume and higher monthly balances
  • Enjoy unlimited deposit and check writing with the ability to offset activity fees through maintained balances
  • Earnings credit based on collected balance minus reserve requirements
  • Business credit and debit card with ScoreCard® Rewards on all eligible signature purchases

Non-Profit Checking

  • Designed for non-profit organizations operated primarily for religious, philanthropic, charitable, educational, political and other purposes
  • No minimum balance requirement
  • Unlimited activity including checks, deposits, electronic debit and credit activity and check card transactions
  • Business credit and debit card with ScoreCard® Rewards on all signature purchases

Non-Profit Interest Checking

  • Interest paid on balances
  • Low monthly maintenance fee
  • Business credit and debit card with ScoreCard® Rewards on all signature purchases

Interest on Lawyer Trust Account/Interest Bearing Real Estate Trust Account

  • Interest earned on IOLTA paid monthly to Wisconsin Trust Account Foundation
  • Interest earned on IBRETA paid annually to the Wisconsin Department of Commerce