Home Equity Loans

What have you been dreaming of? An updated kitchen? A finished basement? New appliances? Maybe a new car, truck, boat or RV? Or perhaps you're looking for an economical way to pay for that dream vacation or to consolidate your debts. If you have equity in your home, using that equity can be an excellent way to finance any of the above at an affordable rate.

Monona Bank offers flexible home equity options to meet your payment preferences. In addition to traditional Home Equity Loans, we feature a unique Home Equity Total Line of Credit that combines the best features of all home equity products.

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Arrange a meeting with a loan advisor:

  • By phone at (608) 223-3000
  • Email one of our experienced Loan Advisors


What's so special about our Home Equity Total Line of Credit – known as TLC?

  • TLC gives you total control over your loan by allowing you to use it as a line of credit with a variable rate or a home equity loan with a fixed rate and payment schedule
  • TLC offers a unique "RateLock" option that allows you to fix all (or even just a portion) of your balance at anytime
  • Protect yourself from rising rates by using the RateLock option to fix your payments
  • TLC offers low, interest only payments
  • Tax advantages may apply, consult a tax adviser for more information


It's so easy to apply! Apply now, or contact a Home Equity Lender


Use our calculators to calculate your loan payments, interest earned and much more!

Loan Prequalification Calculator
Use this calculator as your first step in determining your ability to qualify for a loan.

Home Equity Debt Consolidation
Should you consolidate your debt? Use this calculator to find out.

Equity Line of Credit Payments
What will my monthly payments be for an interest only equity line of credit?

Accelerated Debt Payoff
Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.