First-Time Home Buyers

First-Time Home Buyers

Because "Apartment Sweet Apartment" just doesn't sound as good.

If you're buying your first home – you've come to the right place! We're a local community bank that takes a special interest in helping you on your journey to home ownership. As one of the top 10 WHEDA lenders in Dane County, we know all about buying your first home.

You will undoubtedly have many questions:
Where do I start? How much can I afford? Do I need a down payment? We'll meet with you, review your financial situation and determine what you can afford.


At Monona State Bank you can relax knowing that our experienced loan advisors can find the best option for you – no matter what your situation. We make it our mission to know all about the different programs that are available to you as a first-time buyer. We can even help determine if you might be eligible for down payment assistance – then help you get it!

To make your new to the home buying experience easier, visit our Eight Steps to Home Buying section.

To learn more give us a call at 608-223-3000 or explore our online resource center.

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