Current Rates & Specials

Current Rates & Specials For Our Consumer Clients

Effective March 6, 2015

Specials/Promotions**

  Minimum to Open Interest Rate APY
11 Month CD Special $2,500 0.70% 0.70%
30 Month CD Special $2,500 1.20% 1.20%

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Certificates of Deposit**

  Minimum to Open Interest Rate APY
90 days $1,000 0.10% 0.10%
6 months $1,000 0.30% 0.30%
1 year $1,000 0.30% 0.30%
18 months $1,000 0.50% 0.50%
2 year $1,000 0.75% 0.75%
3 year $1,000 1.20% 1.20%
4 year $1,000 1.50% 1.50%
5 year $1,000 1.70% 1.70%
7 year $1,000 1.80% 1.80%

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Savings*

  Minimum to Open Interest Rate APY
True Savings $100 0.03% 0.03%
Junior Savings $25 0.05% 0.05%

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WealthBuilder Savings*

Balance Minimum to Open Interest Rate APY
$0.01 - $24,999.99 $2,500 0.02% 0.02%
$25,000 + $2,500 0.07% 0.07%

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True North Money Market*1

Balance Minimum to Open Interest Rate APY
$0 - $9,999.99 $10,000 0.03% 0.03%
$10,000.00 and more $10,000 0.30% 0.30%

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True Money Market*

Balance Minimum to Open Interest Rate APY
$0 - $2,499.99 $2,500 0.02% 0.02%
$2,500 and more $2,500 0.07% 0.07%

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Checking*

  Minimum to Open Interest Rate APY
True Rewards Balance $0.01 - $2,499.99 $100 0.01% 0.01%
True Rewards Balance $2,500 and more $100 0.01% 0.01%
True Advantage $100 0.01% 0.01%

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IRA's**

  Term Minimum to Open Interest Rate APY
IRA Certificates 1 year $1,000 0.30% 0.30%
2 year $1,000 0.75% 0.75%
3 year $1,000 1.20% 1.20%
4 year $1,000 1.50% 1.50%
5 year $1,000 1.70% 1.70%
Money Market IRA* $50 0.02% 0.02%

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* The interest rate and annual percentage yield (APY) may change after account opening. The minimum balance required to obtain the APY is $0.01. Fees could reduce the earnings on the account.

** A penalty may be imposed for early withdrawal. The minimum balance required to obtain the APY is $0.01.

1 Must have an active Monona State Bank personal checking account at the time of opening. An active checking account has at least one direct deposit, and/or five or more check/debit transactions monthly.

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