Personal Banking

Save. Borrow. Invest. All Locally - As It Should Be.  

Keep your money close to home by banking with a community focused partner. Owned and operated by local business people, Monona Bank can help you with all your banking needs. We have the products you need to make your personal financial goals a reality.  Whether you’re looking for a checking or saving account, retirement planning products or advice, health savings account (HSA), VISA® Credit or debit cards, personal or auto loan, Monona Bank can help you with all your banking needs.

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Why choose Monona Bank?

You’ll never be just a number with Monona Bank. As your trusted financial partner, our experienced banking advisors take time to understand your specific financial needs to ensure you get the right products to meet your goals. Our President & CEO, Paul Hoffmann, welcomes you to learn more about what our bank represents and how we can help you reach your financial goals. 

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With our True Mobile Banking App – you can bank from anywhere 24/7. Easy.

iPhone or Android, get real-time access to your accounts. True Mobile Banking gives you the freedom and flexibility to manage your finances and stay connected to your money. Because Monona Bank uses the latest mobile banking technology, your accounts and identity are safe and secure. 

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I have a lot of balls in the air with my career, my kids and even helping with my parent's care. Monona Bank is wonderful at helping me with the banking side of life. They know me by name in the branch – and when I can't make it in, the mobile banking options get the job done. Thank you!

Michelle S. | Monona

Simple, convenient VISA® debit and credit cards

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Consumer Visa Credit Card

Enjoy the peace of mind and personal service that comes with getting a credit card from your local bank. Our Monona Bank Visa Platinum credit cards offer a multitude of features and benefits including no annual fees and much more.

See current rates and a comparison of the features of our Visa credit cards.

Contact one of our experienced banking advisors at (608) 223-3000 or e-mail us to get your application today!

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Visa TravelMoney Card

Headed out of town? Take along the Monona Bank Visa TravelMoney card with you – the smart and easy way to manage your money when traveling.

Reloadable: Cards can be reloaded where the cards were purchased, online, or by phone. 

Easy to Use: Visa TravelMoney Cards are easier to use than Travelers' Checks and are safer than cash.

Fits any Budget: You choose the amount you want to load on your card between $100 and $5,000 to help keep your trip within budget.

Get cash when you need it: Get the local currency at over 1 million Visa ATMs Worldwide and avoid standing in line to exchange foreign currency. Visit to register your card and to check your balance.

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Visa Gift Card

Visa Gift Cards are perfect for any occasion. Smart, thoughtful and always well received – they give people the freedom to buy what they want – online, in person or by phone. They also fit any budget because you choose the amount you want to give –  from $10 and $1000 per card.

Accepted Anywhere: Visa Gift Cards are accepted worldwide, including retail stores and online.

Secure: Safer than cash – Visa Gift Cards can be replaced if lost or stolen.

To register your card or check your balance, visit