Products & Services

Customize Your Checking Account with Choices

Our checking accounts let you personalize with the products and services you need. Your Banking Advisor will work with you to determine which of the following products and services best fit into the way you want to bank.

Choose from the following thirteen exciting products and services:

  • Save for your dreams with a Monona Bank Savings account.
  • Choose a Money Market account to earn even higher interest rates.
  • Select from any Monona Bank Certificate of Deposit or IRA.
  • Overdraft Protection – Avoid potentially embarrassing overdrafts. Our overdraft protection offers automatic transfer from your Monona Bank savings account to pay for any checks that you do not have funds in your checking account to cover. There is a small per transfer fee. See our 'Fee Schedule' for any fees that may apply to your account.
  • Direct deposit of your paychecks or Social Security checks – Easily deposit your checks and have immediate access to your deposits. Direct deposit is safe and convenient with no risk of losing your paper check or having to drive to the bank to make a deposit.
  • 24/7 Internet banking through MononaBank Online – Access your account 24/7 through MononaBank Online from any computer, wherever you are. Check your balances, review the activity posting to your accounts, make transfers, set up alerts, pay bills and more!
  • Go Green With eStatements – Through MononaBank Online, you can enroll to receive electronic bank statements. Receive your statements sooner than by regular mail. Fast, safe, secure!
  • Convenient access to your money with a Monona Bank VISA® Debit Card – Enjoy surcharge free access to your checking account 24/7 at thousands of ATM’s across the U.S. Use your Debit Card to pay for purchases, and the amount is deducted from your checking account just like a check, without the hassle of filling out a check.
  • No Annual Fee Monona Bank VISA® Credit Card – Choose a fixed rate or a variable rate VISA® credit card. Better yet, you can combine the points you earn from both your debit and credit cards to earn points faster to get the things you want faster. Subject to credit approval.
  • Each card automatically earns valuable Scorecard® Points Forward reward points.
  • Sign up for an Automatic transfer to a Savings account – Build your savings easily by automatically transferring money into your savings account.
  • Monona Bank consumer installment or home equity loan with automatic payment.
  • Monona Bank residential mortgage loan with automatic payment.
  • Credit Life/Disability Insurance on your Monona Bank loan.