Effective December 02, 2022


Specials/Promotions

Minimum to OpenInterest RateAPY
11 Month CD Special$1,0002.50%2.50%
19 Month CD Special$1,0003.25%3.25%
25 Month CD Special$1,0003.35%3.35%
Certificates of Deposit**

Minimum to OpenInterest RateAPY
90 Day$1,0000.32%0.32%
6 Month$1,0000.45%0.45%
12 Month$1,0000.75%0.75%
18 Month$1,0000.85%0.85%
24 Month$1,0001.00%1.00%
36 Month$1,0001.15%1.15%
48 Month$1,0001.30%1.30%
60 Month$1,0001.40%1.40%
84 Month$1,0001.40%1.40%
Savings*

Minimum to OpenInterest RateAPY
True Savings$1000.16%0.16%
Junior Savings$250.16%0.16%
True Growth Money Market*
BalanceMinimum to OpenInterest RateAPY
$0.01 - $24,999.99$25,0000.01%0.01%
$25,000 - $49,999.99$25,0000.62%0.62%
$50,000 - $99,999.99$25,0000.72%0.72%
$100,000 +$25,0000.82%0.82%
True North Money Market*
BalanceMinimum to OpenInterest RateAPY
$0 - $9,999.99$10,0000.01%0.01%
$10,000 and more$10,0000.42%0.42%
True Money Market*
BalanceMinimum to OpenInterest RateAPY
$0 - $2,499.99$2,5000.01%0.01%
$2,500 and more$2,5000.02%0.02%
Checking*
BalanceMinimum to OpenInterest RateAPY
True Advantage Balance $0.01 - $2,499.99$1000.03%0.03%
True Advantage Balance $2,500 and more$1000.03%0.03%
LifeSavings HSA Balance $0.01 - $4,999.99$00.30%0.30%
LifeSavings HSA Balance $5,000 and more$00.30%0.30%
IRAs**


Minimum to OpenInterest RateAPY
IRA Certificates12 month$1,0000.75%0.75%

24 month$1,0001.00%1.00%

36 month$1,0001.15%1.15%

48 month$1,0001.30%1.30%

60 month$1,0001.40%1.40%
Money Market IRA*
$500.01%0.01%

APY: Annual Percentage Yield

*The interest rate and APY may change after account opening. The minimum balance required to obtain the APY is $0.01. Fees could reduce earnings.

**A penalty will be imposed for early withdrawal from a CD or IRA CD. The minimum balance required to obtain the APY is 0.01.