Current Rates & Specials For Our Consumer Clients
Effective February 14, 2020
| Minimum to Open | Interest Rate | APY | |
|---|---|---|---|
| 15 Month CD Special | $1,000 | 1.50% | 1.50% |
| 23 Month CD Special | $1,000 | 1.55% | 1.55% |
| Minimum to Open | Interest Rate | APY | |
|---|---|---|---|
| 90 Day | $1,000 | 0.35% | 0.35% |
| 6 Month | $1,000 | 0.40% | 0.40% |
| 12 Month | $1,000 | 1.00% | 1.00% |
| 18 Month | $1,000 | 1.10% | 1.10% |
| 24 Month | $1,000 | 1.25% | 1.25% |
| 36 Month | $1,000 | 1.30% | 1.30% |
| 48 Month | $1,000 | 1.35% | 1.35% |
| 60 Month | $1,000 | 1.50% | 1.50% |
| 84 Month | $1,000 | 1.50% | 1.50% |
| Minimum to Open | Interest Rate | APY | |
|---|---|---|---|
| True Savings | $100 | 0.08% | 0.08% |
| Junior Savings | $25 | 0.10% | 0.10% |
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0.01 - $24,999.99 | $25,000 | 0.05% | 0.05% |
| $25,000 - $49,999.99 | $25,000 | 0.45% | 0.45% |
| $50,000 - $99,999.99 | $25,000 | 0.77% | 0.77% |
| $100,000 + | $25,000 | 1.22% | 1.22% |
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0 - $9,999.99 | $10,000 | 0.05% | 0.05% |
| $10,000 and more | $10,000 | 0.45% | 0.45% |
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| $0 - $2,499.99 | $2,500 | 0.05% | 0.05% |
| $2,500 and more | $2,500 | 0.08% | 0.08% |
| Balance | Minimum to Open | Interest Rate | APY |
|---|---|---|---|
| True Advantage Balance $0.01 - $2,499.99 | $100 | 0.01% | 0.01% |
| True Advantage Balance $2,500 and more | $100 | 0.05% | 0.05% |
| LifeSavings HSA Balance $0.01 - $4,999.99 | $0 | 0.15% | 0.15% |
| LifeSavings HSA Balance $5,000 and more | $0 | 0.15% | 0.15% |
| Minimum to Open | Interest Rate | APY | ||
|---|---|---|---|---|
| IRA Certificates | 12 month | $1,000 | 1.00% | 1.00% |
| 24 month | $1,000 | 1.25% | 1.25% | |
| 36 month | $1,000 | 1.30% | 1.30% | |
| 48 month | $1,000 | 1.35% | 1.35% | |
| 60 month | $1,000 | 1.50% | 1.50% | |
| Money Market IRA* | $50 | 0.10% | 0.10% |
*The interest rate and APY may change after account opening. The minimum balance required to obtain the APY is $0.01. Fees could reduce earnings.
**A penalty will be imposed for early withdrawal from a CD or IRA CD. The minimum balance required to obtain the APY is 0.01.